Calculate net worth — assets minus liabilities
5wReview monthly cash flow — income vs spending
5wAudit recurring subscriptions and memberships
5wCheck retirement savings adequacy — are you on track?
4wOptimize emergency fund — 3-6 months of expenses
3wReview insurance coverage — gaps and overpayments
4wReview beneficiary designations on all accounts
3w529 plan and education savings review
2wTax-loss harvesting opportunities — review portfolio losses
9Review automated bill pay — catch double charges and errors
4wReview and update will and estate documents
4