Calculate net worth — assets minus liabilities
5wReview & analyzeReview monthly cash flow — income vs spending
5wReview & analyzeAudit recurring subscriptions and memberships
5wReview & analyzeCheck retirement savings adequacy — are you on track?
4wReview & analyzeOptimize emergency fund — 3-6 months of expenses
3wTake actionReview insurance coverage — gaps and overpayments
4wReview & analyzeReview beneficiary designations on all accounts
3w529 plan and education savings review
2wTax-loss harvesting opportunities — review portfolio losses
9Review automated bill pay — catch double charges and errors
4wReview and update will and estate documents
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