Business plan review — lender-ready executive summary
13Personal financial statement — business owner net worth
Tax returns — 3 years business and personal
Financial statements — P&L, balance sheet, cash flow
13Business debt schedule — existing loans and credit lines
Collateral documentation — real estate, equipment, inventory
Business licenses and registrations — federal, state, local
Credit report review — personal and business credit scores
8SBA loan application — Form 1919 and Form 1920
Business bank statements — last 12 months
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