List all debts — balances, interest rates, and minimum payments
6wListing debtsChoose snowball vs avalanche repayment strategy
6wPayment strategyDebt snowball payment order — smallest balances first
5wPayment strategySet up automatic minimum payments on all accounts
6wListing debtsBudget category: extra debt payment each month
5wPayment strategyMonthly debt progress tracker — balances by month
Tracking progressSmall wins fund — celebrate each debt payoff
Payment strategyCredit card #1 payoff — $2,400 balance at 22% APR
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