Check credit score and credit report — dispute any errors
4wFinancesCalculate home buying budget — what you can actually afford
4wFinancesMortgage pre-approval — shop rates with 3-4 lenders
3wFinancesFind a real estate agent — interview at least 3 candidates
4wResearchDefine must-haves vs nice-to-haves in a home
ResearchResearch neighborhoods — crime, schools, commute, and walkability
ResearchSave for down payment and closing costs — track progress
7FinancesStart viewing homes — schedule open houses and private tours
House huntingHome inspection contingency — understand what's covered
Offer & negotiationResearch first-time home buyer programs and grants
3wHome inspection checklist — what to look for during showings
Understand closing costs — estimate 2-5% of purchase price
3wPre-inspection walkthrough — what to check during showings
Home inspection checklist for showings