Increase 401(k) contribution by 2% — next payroll change window — Retirement Savings Goal Tracker

Current retirement savings snapshot — take inventory of all accounts

Max out Roth IRA for this year — $7,000 contribution

Rebalance portfolio — check target-date vs self-managed allocations

Increase 401(k) contribution by 2% — next payroll change window

Review HSA investment options — use as retirement account

Social Security benefits estimate — check online account

Catch-up contributions — over 50 IRA and 401k limits

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